Market Updates
What the banks are paying — and charging.
We track published deposit and lending rates so you can compare them side by side before you decide where your money sits, or who you borrow from.
Last updated 18 March 2026
3+ Year Fixed Deposit
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 6.80% | P1 000 | Over 36 Months Fixed Deposit: 5.85% - 6.80% NACM. Min BWP 1,000 |
| ABSA | 3.82% | P1 000 | 36 Months Fixed Deposit: 3.02% - 3.82% nominal. Actual: 3.02% - 3.82%. Min BWP 1,000 |
| Stanbic | 3.30% | P1 000 | Over 24 Month Fixed Deposit: 2.80% - 3.30% nominal. Actual: 2.84% - 3.35%. Min BWP 1,000 |
2 Year Fixed Deposit
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 6.60% | P1 000 | 24 Months Fixed Deposit: 5.65% - 6.60% NACM. Min BWP 1,000 |
| ABSA | 3.62% | P1 000 | 24 Months Fixed Deposit: 2.92% - 3.62% nominal. Actual: 2.92% - 3.62%. Min BWP 1,000 |
| Stanbic | 2.80% | P1 000 | 24 Month Fixed Deposit: 2.55% - 2.80% nominal. Actual: 2.55% - 2.84%. Min BWP 1,000 |
1 Year Fixed Deposit
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 6.25% | P1 000 | 12 Months Fixed Deposit: 5.55% - 6.25% NACM. Min BWP 1,000 |
| ABSA | 3.07% | P1 000 | 12 Months Fixed Deposit: 2.57% - 3.07% nominal. Actual: 2.57% - 3.07%. Min BWP 1,000 |
| Stanbic | 2.35% | P1 000 | 12 Month Fixed Deposit: 2.20% - 2.35% nominal. Actual: 2.22% - 2.38%. Min BWP 1,000 |
Flexi Fixed (12 Months)
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 5.35% | P100 | Flexi Fixed 12 Months: 4.85% - 5.35% NACM. Min BWP 100 |
6 Month Fixed Deposit
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 5.00% | P1 000 | 6 Months Fixed Deposit: 4.75% - 5.00% NACM. Min BWP 1,000 |
| Stanbic | 2.30% | P1 000 | 6 Month Fixed Deposit: 2.10% - 2.30% nominal. Actual: 2.12% - 2.32%. Min BWP 1,000 |
| ABSA | 1.90% | P1 000 | 6 Months Fixed Deposit: 1.73% - 1.90% nominal. Actual: 1.74% - 1.91%. Min BWP 1,000 |
Flexi Fixed (6 Months)
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 4.35% | P100 | Flexi Fixed 6 Months: 4.05% - 4.35% NACM. Min BWP 100 |
Savings
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| ABSA | 3.60% | P100 | Savings: 0.00% - 3.60% nominal. Actual: 0.00% - 3.68%. Min BWP 100 |
| Stanbic | 0.75% | P50 | Savings (Pure Save): 0.25% - 0.75% nominal. Actual: 0.21% - 0.71%. Min BWP 50 |
Savings (Poloko)
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 3.40% | P100 | Savings (Poloko): 0.00% - 3.40% NACM. Min BWP 100 |
Money Maximiser
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 3.35% | P100 000 | Money Maximiser: 0.00% - 3.35% NACM. Min BWP 100,000 |
Motshelo Savings
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 3.35% | P500 | FNB Motshelo Savings: 2.25% - 3.35% NACM. Min BWP 500 |
| Stanbic | 1.50% | P500 | Motshelo Savings: 0.50% - 1.50% nominal. Actual: 0.50% - 1.51%. Min BWP 500 |
Flexi Fixed (3 Months)
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 3.20% | P100 | Flexi Fixed 3 Months: 2.95% - 3.20% NACM. Min BWP 100 |
90 Day Fixed Deposit
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 3.20% | P1 000 | 3 Months Fixed Deposit: 3.20% NACM. Min BWP 1,000 |
| Stanbic | 1.90% | P1 000 | 91 Day Fixed Deposit: 1.90% nominal. Actual: 1.92%. Min BWP 1,000 |
| ABSA | 1.46% | P1 000 | 91 Days Fixed Deposit: 1.46% nominal. Actual: 1.47%. Min BWP 1,000 |
Matlamo Savings
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| Stanbic | 2.80% | P100 | Matlamo Savings (12-36 months): 2.30% - 2.80% nominal. Actual: 2.32% - 2.84%. Min BWP 100 |
30 Day Fixed Deposit
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 2.55% | P1 000 | 1 Month Fixed Deposit: 2.50% - 2.55% NACM. Min BWP 1,000 |
Future Forward
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 2.50% | P50 | Future Forward: 0.00% - 2.50% NACM. Min BWP 50 |
Koketso Savings
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| Stanbic | 2.40% | P100 | Koketso Savings: 2.40% nominal. Actual: 2.43%. Min BWP 100 |
Youth Account
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| Stanbic | 2.00% | P50 | Youth Account: 2.00% nominal. Actual: 2.02%. Min BWP 50 |
32 Day Notice Plus
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 2.00% | P1 000 | 32 Day Notice Plus: 1.25% - 2.00% NACM. Min BWP 1,000 |
Savings Pocket
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 1.60% | — | Savings Pocket: 0.00% - 1.60% NACM |
Premium Call
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| Stanbic | 1.30% | P50 000 | Premium Call: 0.80% - 1.30% nominal. Actual: 0.80% - 1.31%. Min BWP 50,000 |
7 Day Notice
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 1.25% | P100 | 7 Day Notice: 0.15% - 1.25% NACM. Min BWP 100 |
Call Account
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| Stanbic | 1.00% | P10 000 | Call Account: 0.05% - 1.00% nominal. Actual: 0.01% - 1.00%. Min BWP 10,000 |
| ABSA | 0.55% | P10 000 | Call Account: 0.00% - 0.55% nominal. Actual: 0.00% - 0.55%. Min BWP 10,000 |
| FNB | 0.46% | P1 000 | Call Account: 0.00% - 0.46% NACM. Min BWP 1,000 |
Current Account
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| ABSA | 1.00% | P50 | Current Account: 0.00% - 1.00% nominal. Actual: 0.00% - 1.00%. Min BWP 50 |
32 Day Notice
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| Stanbic | 1.00% | P1 000 | 32 Day Notice: 0.25% - 1.00% nominal. Actual: 0.25% - 1.00%. Min BWP 1,000 |
FutureSave
| Bank | Rate | Minimum | Notes |
|---|---|---|---|
| FNB | 0.40% | P100 | FutureSave: 0.00% - 0.40% NACM. Min BWP 100 |
Rates are published by the institutions themselves and are shown for comparison only. They change without notice and may depend on amount, term and your profile — confirm with the bank before you commit. This is information, not financial advice.
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